{"id":392,"date":"2020-02-18T14:02:50","date_gmt":"2020-02-18T14:02:50","guid":{"rendered":"http:\/\/bizix.premiumthemes.in\/?page_id=392"},"modified":"2024-01-28T11:39:01","modified_gmt":"2024-01-28T11:39:01","slug":"islamic-insurance-takaful","status":"publish","type":"page","link":"https:\/\/www.easyfix.co.tz\/index.php\/services\/islamic-insurance-takaful\/","title":{"rendered":"Islamic Insurance (Takaful)"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"392\" class=\"elementor elementor-392\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-62f31165 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"62f31165\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-258630fd\" data-id=\"258630fd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-187e17a0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"187e17a0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-329a6113\" data-id=\"329a6113\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d0c2186 gyan-title-desc-left elementor-widget elementor-widget-gyan_title\" data-id=\"3d0c2186\" data-element_type=\"widget\" data-widget_type=\"gyan_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"gyan-title\">\r\n\t\t\t<h2 class=\"gyan-title-heading\">Islamic Insurance (Takaful)<\/h2><div class=\"gyan-title-desc\">\u201cTakaful\u201d is an infinitive noun which is derived from the Arabic root verb kalaf\u2019 or kafala which means to guarantee or bear responsibility. Takaful can be considered as the Islamic alternative to insurance form as the noun suggests.\n\nIn principle, Takaful eliminates Al-Gharar (uncertainty), Al-Maisir (gambling) and Riba (interest) which are against the teachings and practices of Islam.<\/div>\t\t<\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7c129a87 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7c129a87\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-563d23cd\" data-id=\"563d23cd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4b31deda elementor-widget elementor-widget-image\" data-id=\"4b31deda\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"667\" height=\"515\" src=\"https:\/\/www.easyfix.co.tz\/wp-content\/uploads\/2024\/01\/ta001hu.png\" class=\"attachment-large size-large wp-image-2046\" alt=\"\" srcset=\"https:\/\/www.easyfix.co.tz\/wp-content\/uploads\/2024\/01\/ta001hu.png 667w, https:\/\/www.easyfix.co.tz\/wp-content\/uploads\/2024\/01\/ta001hu-300x232.png 300w\" sizes=\"(max-width: 667px) 100vw, 667px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-232c58e\" data-id=\"232c58e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2abfb0e3 elementor-widget elementor-widget-image\" data-id=\"2abfb0e3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"667\" height=\"515\" src=\"https:\/\/www.easyfix.co.tz\/wp-content\/uploads\/2024\/01\/ta001.png\" class=\"attachment-large size-large wp-image-2025\" alt=\"\" srcset=\"https:\/\/www.easyfix.co.tz\/wp-content\/uploads\/2024\/01\/ta001.png 667w, https:\/\/www.easyfix.co.tz\/wp-content\/uploads\/2024\/01\/ta001-300x232.png 300w\" sizes=\"(max-width: 667px) 100vw, 667px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3882c0ff elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3882c0ff\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-45227c8d\" data-id=\"45227c8d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7294d121 gyan-title-desc-left elementor-widget elementor-widget-gyan_title\" data-id=\"7294d121\" data-element_type=\"widget\" data-widget_type=\"gyan_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"gyan-title\">\r\n\t\t\t<div class=\"gyan-title-desc\">\u201cTakaful\u201d is an infinitive noun which is derived from the Arabic root verb kalaf\u2019 or kafala which means to guarantee or bear responsibility. Takaful can be considered as the Islamic alternative to insurance form as the noun suggests.\n\n<br>\nIn principle, Takaful eliminates Al-Gharar (uncertainty), Al-Maisir (gambling) and Riba (interest) which are against the teachings and practices of Islam.<br>\n\n\nIslamic jurists conclude that insurance in Islam should be based on principles of mutuality and cooperation. It encompasses the elements of shared responsibility, joint indemnity, common interest and solidarity.<\/div>\t\t<\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7fb520 elementor-widget elementor-widget-text-editor\" data-id=\"f7fb520\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><strong>The principles of takaful consist of the following:<\/strong><\/p><p>\u2666 Policyholders cooperate among themselves for their common good.<\/p><p>\u2666 Every policyholder pays his subscription to help those that need assistance.<\/p><p>\u2666 Losses are divided and liabilities spread according to the community pooling system.<\/p><p>\u2666 Uncertainty is eliminated in respect of subscription and compensation.<\/p><p>\u2666 It does not derive advantage at the cost of others.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9adb0eb gyan-title-desc-left elementor-widget elementor-widget-gyan_title\" data-id=\"9adb0eb\" data-element_type=\"widget\" data-widget_type=\"gyan_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"gyan-title\">\r\n\t\t\t<div class=\"gyan-title-desc\">Theoretically, takaful is perceived as cooperative insurance, where members contribute a certain sum of money to a common pool. The purpose of this system is not profits but to uphold the principle of \u201cbear ye one another\u2019s burden.\u201d<\/div>\t\t<\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5b5eebce\" data-id=\"5b5eebce\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-58209210 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"58209210\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-48d7cad8\" data-id=\"48d7cad8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4b22e575 gyan-menu-list-vertical elementor-widget elementor-widget-gyan_menu_list\" data-id=\"4b22e575\" data-element_type=\"widget\" data-widget_type=\"gyan_menu_list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"gyan-menu-list\"><div class=\"menu-useful-links-container\"><ul id=\"menu-useful-links\" class=\"gyan-menu-list-item gyan-ease-transition\"><li id=\"menu-item-456\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-456\"><a href=\"https:\/\/www.easyfix.co.tz\/\">Home<\/a><\/li>\n<li id=\"menu-item-2694\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2694\"><a href=\"https:\/\/www.easyfix.co.tz\/index.php\/roadways-cargo-services\/\">Roadways Cargo Services<\/a><\/li>\n<li id=\"menu-item-2695\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2695\"><a href=\"https:\/\/www.easyfix.co.tz\/index.php\/port-handling-services\/\">Port Handling Services<\/a><\/li>\n<li id=\"menu-item-2693\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2693\"><a href=\"https:\/\/www.easyfix.co.tz\/index.php\/sea-cargo-services\/\">Sea Cargo Services<\/a><\/li>\n<li id=\"menu-item-2697\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2697\"><a href=\"https:\/\/www.easyfix.co.tz\/index.php\/warehousing-services\/\">Warehousing Services<\/a><\/li>\n<li id=\"menu-item-2698\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2698\"><a href=\"https:\/\/www.easyfix.co.tz\/index.php\/freight-forwarding\/\">Freight Forwarding<\/a><\/li>\n<\/ul><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e60adf9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e60adf9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2e5db5de\" data-id=\"2e5db5de\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-63a0fd16 gyan-infobox-position-top gyan-infobox-center-no gyan-infobox-align-center gyan-hover-animation-none gyan-animation-box-fade elementor-widget elementor-widget-gyan_info_box\" data-id=\"63a0fd16\" data-element_type=\"widget\" data-widget_type=\"gyan_info_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div class=\"gyan-info-box gyan-animation-box gyan-ease-transition\">\n\n\t\t\t\n\t\t\t\n\t\t\t\t<div class=\"gyan-infobox-icon-holder gyan-ease-transition\">\n\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"gyan-infobox-image\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"53\" height=\"53\" src=\"https:\/\/www.easyfix.co.tz\/wp-content\/uploads\/2020\/02\/icon-call.png\" class=\"attachment-full size-full wp-image-631\" alt=\"\" \/>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t\t<div class=\"gyan-infobox-content-holder\">\n\n\t\t\t\t\n\t\t\t\t\t<h4 class=\"gyan-infobox-title gyan-ease-transition\">\n\t\t\t\t\t\t\t\t\t\t\t\tHave any Questions? <br\/>Call us Today!\t\t\t\t\t\t\t\t\t\t\t<\/h4>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t<h5 class=\"gyan-infobox-content gyan-ease-transition\">\n\t\t\t\t\t\t+255 777 033 080\t\t\t\t\t<\/h5>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"clear\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1409a9b3 elementor-widget elementor-widget-heading\" data-id=\"1409a9b3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"mailto:info@alridhaaconsultant.co.tz\">info@alridhaaconsultant.co.tz<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Islamic Insurance (Takaful) \u201cTakaful\u201d is an infinitive noun which is derived from the Arabic root verb kalaf\u2019 or kafala which means to guarantee or bear responsibility. Takaful can be considered as the Islamic alternative to insurance form as the noun suggests. In principle, Takaful eliminates Al-Gharar (uncertainty), Al-Maisir (gambling) and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":319,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-392","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.easyfix.co.tz\/index.php\/wp-json\/wp\/v2\/pages\/392","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.easyfix.co.tz\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.easyfix.co.tz\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.easyfix.co.tz\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.easyfix.co.tz\/index.php\/wp-json\/wp\/v2\/comments?post=392"}],"version-history":[{"count":35,"href":"https:\/\/www.easyfix.co.tz\/index.php\/wp-json\/wp\/v2\/pages\/392\/revisions"}],"predecessor-version":[{"id":2069,"href":"https:\/\/www.easyfix.co.tz\/index.php\/wp-json\/wp\/v2\/pages\/392\/revisions\/2069"}],"up":[{"embeddable":true,"href":"https:\/\/www.easyfix.co.tz\/index.php\/wp-json\/wp\/v2\/pages\/319"}],"wp:attachment":[{"href":"https:\/\/www.easyfix.co.tz\/index.php\/wp-json\/wp\/v2\/media?parent=392"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}